Send · Swap · Spend

Send more than money.

Money home from the US, UK, Canada and Europe in minutes. Stablecoins to naira in one tap. A card that works everywhere.

Get the app See today's rates

A woman laughing at a café table on a city street

TransferArriving in 2 min

MumAccess Bank · Lagos

—

You sent £400.00Rates loading…

✓— delivered to Kwame in Accra

Registered in the US and Canada · Banking and network partners

100k+people sending with Palremit

150+countries you can send from

60sto credit a stablecoin deposit

Your money is safe here

Regulated where you send. Trusted where it lands.

Palremit Inc. is a registered Money Services Business. Naira moves through real Nigerian banks, and every customer is verified before they send.

FinCEN registered

Money Services Business registered with the US Treasury's FinCEN.

FINTRAC registered

Registered with Canada's financial intelligence unit.

A family together at home — Money sent on Friday evening is in Mum's account before dinner.

Naira at real banks

NGN accounts and payouts through Globus, Providus and Kuda.

VASP certified

Certified virtual asset service provider on nine networks.

One app

Everything your money does across borders.

Send, swap, hold and spend from one balance, with the rate shown before you tap.

Money home in minutes.

Straight into bank and mobile money accounts in Nigeria, Ghana, Kenya and the Philippines. Watch every transfer land.

Kwame Mensah

MTN MoMo · Accra

—Delivered

Mum

Access Bank · Lagos

—from £400

Wanjiru N.Equity Bank · Nairobi

—On its way

Stablecoins to cash.

Deposit USDT or USDC on any of nine networks and swap to naira in one tap.

1,000 USDTTron network

Deposit
confirmed

↓Rates loading… · rate locked for 30s

—Naira balance

Ready to
send

Dollars in your name.

USD, GBP and EUR account details so you get paid like a local.

USD accountACH and wire · •••• 2281

$4,780.20

GBP accountFaster Payments · •••• 0934

£1,215.00

EUR accountSEPA · •••• 4410

€860.00

A card that works everywhere.

Create a virtual dollar card in seconds. Shop online, pay for subscriptions, tap to pay.

Apple Pay

Google PayOnline storesSubscriptions

palremit

4921 •••• •••• 0450

Virtual · USD

Rates

The rate you see is the rate you pay.

See your rate before you confirm. If it moves while you're paying, we show you first.

A man on his phone on the train — Sent from the train on the way to work. Landed in Surulere before the next stop.

Stablecoin rails

Crypto in. Cash out.

Your own deposit address on every network. We credit you when the chain confirms, and you pay out to any bank in local currency.

01Deposit from any wallet

Send USDT or USDC to your personal Palremit address.

02Credited in about a minute

We watch the chain and update your balance the moment it lands.

03Swap and send

Lock a rate, convert to naira, cedis or shillings, and pay out.

USDT

USDC

Bitcoin

Ethereum

Tron

Solana

BNB Chain

Polygon

Base

Stellar

Celo

Security

Built to be trusted with your money.

Layers of protection around your account, your funds and your card, so you can send with confidence.

Layers of security stacked under the Palremit mark

Bank-level encryption
Your account and transactions are protected with bank-level encryption.
Round-the-clock monitoring
A dedicated team of digital security experts keeps watch day and night.
Multi-factor authentication
Turn on multi-factor authentication in Security Settings to stop unauthorized transactions.
Instant card freeze
Freeze or terminate a card from the app and generate a new one.

Security and compliance

Who it's for

Built for the people on the other end.

Freelancers paid from abroad, travellers spending overseas, families looking after each other. Palremit is the app on both phones.

A freelancer smiling at his laptop in a bright café — **Client invoices paid in dollars, spent in naira.**Lagos · Lekki

A traveller laughing on the phone in an airport lounge — **Landed with a card that already works.**Dubai · DXB

A man in a green suit smiling at a restaurant — **Mum's new kitchen, paid for from Houston.**Houston → Lagos

Palremit for Business

Pay out across Africa in one batch.

Collect in stablecoins on nine networks
Pay out to banks and mobile money in NGN, GHS and KES
Two-person approval on every treasury move
A named account manager who answers

Open a business account Book a call

A business owner in a yellow blazer holding a tablet

Help

Questions, answered.

Anything else, ask us in the app. A person replies.

How long does a transfer take?

Most transfers to Nigeria, Ghana and Kenya land within minutes. Bank holidays and extra checks on large amounts can add time, and the app shows every step.

How do I get a USD account?

Open the app, tap Deposit, choose USD and follow the prompts. Your account details appear straight away, ready to share.

Can I swap crypto to naira?

Yes. Deposit USDT or USDC to your Palremit address, tap Swap, pick NGN and confirm. The naira lands in your balance, ready to send.

What does a transfer cost?

You see the full price, including the exchange rate, before you confirm.

Home is one tap away.

Join more than 100,000 people sending, swapping and spending with Palremit.

Download on theApp Store Get it onGoogle Play